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Will Paytm Services Operate Normally After February 29?

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RBI's directives

Reserve Bank of India has directed Paytm Payments Bank Ltd (PPBL) to stop accepting new funds into its accounts or digital wallets beyond 29 February 2024. 
 

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Compliance standards

Allegations have been raised against Paytm of consistently disregarding compliance standards, citing findings from a system audit report and subsequent validation report. 
 

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Banking Regulation Act

This regulatory measure is implemented under Section 35A of the Banking Regulation Act, 1949. 
 

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Paytm founder

Amidst the confusion, Paytm founder Vijay Shekhar Sharma has assured the customers that the app will operate normally beyond 29 February 2024. 
 

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Paytm wallets

Users can comfortably add funds and transfer balances in their Paytm wallets without restrictions. Only services related to Paytm Payments Bank will cease. 
 

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UPI Restrictions

Paytm users whose accounts are linked to other banks can continue transactions normally beyond the specified date. Only Paytm Payments Bank users will be subject to restrictions.
 

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Can you use FASTag?

FASTag is distributed by other banks and not Paytm Payments Bank, and therefore, it will remain operational without any restrictions.
 

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In conclusion

The accounts that are linked to banks other than Paytm Payments Bank will face no interruptions. 

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RBI’s directives

PPBL users can confidently navigate any possible disruptions by understanding RBI’s directives.

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