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Before finalizing an insurance policy, conduct your own research and find out about the company and the agent.
Read the terms and conditions thoroughly. Consult an expert if you don’t understand some jargon mentioned in the policy.
Always check the car policy number provided by the insurance company when you buy a policy.
Before buying a policy, verify if there are any other companies operating under the same name. You can find this information online on the IRDAI portal.
Insurance companies are given a unique UID number from IRDAI. This is mostly mentioned in the insurance policy. If this number is not mentioned in the policy, it may be fake.
According to IRDAI guidelines, every insurance company must include a QR code. It contains all the details regarding your policy.
Rather than paying through cash, make the payment online. If you are writing a cheque, make sure it's made out to the insurance company, not the agent