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8 benefits of credit card reward points

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Welcome bonus

Banks offer welcome bonuses or sign-up bonuses to new credit cardholders.
 

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Reward points

Banks or credit card companies offer reward points upon purchases. 
 

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Gift vouchers

The reward points can be used for shopping or other purposes. Credit card users can also redeem these rewards through gift vouchers or cash. 
 

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Promotional discount

Credit card companies often collaborate with some brands offering special promotions or discounts. You can enjoy these benefits. 
 

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Discounts on tickets

Reward points can be utilized for booking tickets, redeeming gift vouchers, and more. The rules vary from bank to bank. 
 

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Revolving credit cards

With revolving credit cards, users can spend money up to a predetermined credit limit and make partial payments with interest on the outstanding balance. 
 

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Fuel Savings

Fuel Savings Program offers cashback, rebates or discounts on fuel purchases. 
 

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Miles rewards

Miles rewards are offered to users to get discounts on flight and hotel bookings.

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