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5 best government schemes to invest in 2024

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No risks

If you want to avoid risks associated with the stock market, government schemes are ideal options for you. These schemes offer secure investment options with low to no risks. 
 

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Savings and investments

Government schemes offer tax exemptions and attractive returns. 
 

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Public Provident Fund

PPF is a popular government scheme It offers an interest rate of 7.8 percent per annum. Investors can deposit anywhere between Rs 500 to Rs 1.5 lakh annually. 
 

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Senior Citizen Savings Scheme

SCSS offers an interest rate of 8.2 percent. You can deposit up to Rs 30 lakh in this scheme. It is considered an ideal investment option for senior citizens. 
 

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Post Office Time Deposit Scheme

Post Office Time Deposit Investment Scheme is another great option for ensuring no risks. It provides an interest rate of 7.5% for both 3-year and 5-year deposits. 
 

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Mahila Samman Savings Certificate Scheme

Mahila Samman Savings Certificate Scheme is specifically tailored for women investors. Under this scheme, you can start making deposits ranging from Rs 1000 to 2 lakh.

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Sukanya Samriddhi Yojana

Invest in Sukanya Samriddhi Yojana and secure your daughter’s future. The funds can be utilized for her future educational expenses.

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