Mutual Funds  

An entrepreneur recently shared his experience with both real estate and mutual fund investments, sparking a debate online. While many people side with real estate, others are defending investing in mutual funds. 

Post Office Senior Citizen Savings Scheme is a good investment opportunity for building a retirement fund. It offers an initial investment period of five years.  

To become financially stable and smart, it’s important to cultivate the habit of saving. In your early or mid 20s, start your investment journey to build a substantial retirement fund. 

With a simple investment formula of 18-15-12, you can build a fund of Rs 1 crore in 18 years that will help you secure your child’s future. When your child reaches the age of 18, you will be able to invest in their higher education with no worries.

Atal Pension Yojana is a great opportunity for building a retirement fund as it provides a steady income at old age. Similar to this, there are various investment schemes available that can help you spend your golden years in comfort. Let’s read about some of them.

The central government launched the National Pension System in the year 2004. NPS works as a market-linked scheme and offers advantages of building a retirement fund while also providing pension benefits.

There is nothing more important than doing your own research. Do not follow the herd mentality. Educate yourself before making any SIP investment.

Mid Cap Mutual Funds are only a viable option if you are comfortable with taking on higher risk as compared to large-cap funds. According to financial experts, this can be a good option for the long-term. Let’s read more about it and find out if it’s a good investment option for you.

Post Office Monthly Income Scheme offers a monthly interest rate of 7.4 percent on the deposits. It ensures financial stability in old age, empowering investors to remain independent in times of need.  

With careful financial planning, mutual funds can allow you to build sufficient funds before your retirement. Let’s read more and learn how you can become financially secure.

Post Office Senior Citizen Saving Scheme gives you the opportunity to find financial independence in your old age without having to depend on others for support. The scheme offers an interest rate of 8.2 percent for 5 years.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is one the most affordable insurance policies available. It has an annual premium of Rs 436, and a per day premium of less than Rs 4.

LIC’s Jeevan Labh Plan is a life insurance that offers non-liquid benefits. Under this policy, premiums need to be paid for a specified time frame. It offers benefits upon the maturity of the insurance.

Here's a comprehensive rundown of items to consider buying on Dhanteras this year.

Have you wondered if there is a way to start saving after retirement or when you are a senior citizen?