Direct Benefit Transfer  

A payment of Rs 49,965 crore so far has been transferred directly into farmers’ account across India on account of wheat procurement

With the help of DBT or Direct Benefit Transfer, the Modi government has saved Rs 28,700 crore in the first nine months of the ongoing fiscal year. The enrolment of Muslim and Christian students in RSS-run schools in Uttar Pradesh has increased by 30% in the last 3 years
 

Using DBT, the government has saved Rs 28,700 crore in the first nine months of the current fiscal year (April-December 2019-20)

For those coming under Direct Benefit Transfer Scheme of the government, the Bank of Baroda and Bank of India have limited transactions in micro-ATMs of other banks

Targeting and recovery are just two problematic aspects; solutions could lie in  direct benefit transfers
 

After reservation for upper caste poor across all religions, the Modi government is planning to transfer Rs 2,000-2,500 per month to every BPL household as part of its welfare push through DBT.