New to investing? Here are 5 best investment options for you

By Ishwi Singh  |  First Published Mar 26, 2024, 4:40 PM IST

From stock markets to real estate, a diverse portfolio can help you benefit in the long term. Educate yourself about various investments opportunities and get ahead of the crowd.

In today's world, making good investment decisions is crucial for achieving future financial goals. If you are new to the world of investing, then fear not. It may seem daunting, but after gaining substantial knowledge about investments, you’ll be able to embark on your journey with confidence. Let’s explore some of the best investment options that offer good returns for long-term goals. 

Mutual funds

You can start investing in SIP. Investments can be made periodically or as a lump sum. Several small-cap or mid-cap funds have the potential to yield annual returns of 20-25 percent. Market experts suggest that one must not start or terminate SIP at irregular intervals. Such actions can sometimes lead to financial losses. SIP requires consistent effort. 

Gold and silver

Gold and silver are regarded as the most secure assets. This also offers you the opportunity of diversifying your portfolio. In recent years, both gold and silver have given impressive returns. Many experienced investors view these investments as essential components of a good investment strategy. If you wish to invest in gold and silver, consider investing in silver, digital gold, sovereign gold bonds, and exchange-traded funds (ETFs).

Stock markets

Stock markets are also a great option for investments. It can help you build wealth quickly. By investing in the stock market for the long term, you can expect good returns on your investments. However, these are also considered a risky option for new investors. If you lack knowledge about stock markets, then first consult financial experts, study the markets yourself, and then form your investment decisions.  

Making informed decisions can help you yield returns of 100-200 percent over the long term. It is a lucrative option but must be pursued with much caution as the losses can also make you financially weak. 

Debt instruments

For less risk, you can consider investing in debt instruments as they offer fixed interest rates. Through this investment, the investors lend money to companies or institutions. The potential profit depends on the company or the institutions. You can invest in both short-term and long-term options. However, it is crucial to conduct your own research before investing in any debt instrument. 

Real estate

Investing in real estate, including land and property, offers a favourable opportunity for significant long-term returns. You can also generate monthly rental income from such investments.

Also read: How to invest in SIP as a beginner?

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